Neither in my opinion the smelly one is paying back the banks and soros.
All this does is allow the banks to keep their valuable assets and set their values. The least valuable assets they will unload into the public/private partnership at the tax payer expense. Some percentage of these assets will go bad and since the loans are backed by the FDIC the taxpayer will have to foot the bill on that one also. These people just do not know when to stop with the scams.