[D Rider]

If only they had borrowed and spent the money first, it wouldn’t have been as easy to reappropriate the money, since innocent third parties like lenders were now going to be hurt.

Maybe that is why banks and capital based lending were really invented.

[DannyTN]

"Maybe that is why banks and capital based lending were really invented."

No, that's just paranoid. If they had been invented in the last 40 years, you might be onto something.