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Sounds like a plan. although if it really gets really bad, I don’t know what good the cash is going to do. Cash could be worthless by then.

True. We'd be on the barter system and it'd be better to have something to trade. The cash is for the near future, in case the banks cannot get people their money in case there's a run on the banks. I do need to think about what to trade though. Any ideas?

I'm hoping all will be well, but don't see the harm in being prepared. Can always use more guns and ammo, can always use up the stored flour and such later, and can redeposit the cash. It's not like the 1.5% I'll be losing in interest is a big loss!

The most liquid items are the same items you see bought and sold most commonly in pawn shops.

Jewelry, especially gold and diamonds
valuable tools
Leather goods
guns
ammo
rare coins

If you are interested in portability, then I would tell you to stick to rare coins and diamonds. With jewelry, it would be wise to concentrate on diamonds. THe artistic value of the design and non-diamond gemstones can be written off.

The problem is that when things really get desperate, the basics will be what everyone wants and will kill for. Food, clothing, useful tools and weapons, fuel(whether it be gas, diesel, wood, or cow manure), and don't forget that humans will be a valuable commodity too. Sexually desirable young females and combat capable young males will be bartered commodities in the worst of the worst situations. I'm not suggesting that anyone should take part in the trafficking of humans. But we should all be aware of reality. And if any of us happens to be one of those types of humans that are considered valuable commodities, be aware that you may find yourself in a situation where you will be purchasing your freedom with some of your valuable stash, or you could yourself become a valuable possession of someone else.

You may need to bribe someone with valuables to leave your daughter untouched, or bribe some warlord to NOT draft your son into his gang. Or both. Or you may find yourself better off fighting instead of bribing.

Plan for all possibilities.