What say you?
The CRA has to be repealed. Cato has an excellent paper on it and there are numerous articles that predicted what has come to pass. Affirmative Action and underwriting do not mix well.
Until we actually have laissez-faire capitalism at the local level, there will always be calls for Washington to “do something” about affordable housing.
But the former will never happen because the NIMBYs will never allow it.
So what say YOU?