The fact that government bears such a huge responsibility for the current mess means any response should eliminate the conditions that created this situation in the first place, not an attempt to fix bad government with more government.
You got that right!
Like I said in post #9.
The days of “affordable housing,” i.e., home loans for low-income people, those with no jobs, those who are always quitting their jobs, those with bad credit, those with no collateral, and so on, are over.
Those days are over.