It is a highly inflated statement in which they claim is a bill is $28,000. They send that to an insurance company which will not even pay even 30% of that amount.
If there is no insurance company, they will bill the patient 50% of the inflated statement or $14,000. If you can't afford that, they will continue to reduce the amount to something you can afford.
I am so sorry to read about your son’s emergency - and hope all the great advice you received here will give you some tips on getting him out of a financial jam before he gets married.
Meanwhile I hope he is on the mend and looking forward to fewer problems in the next year.
You are great father for doing some research for him with the membership here. The advice is valuable.
Best wishes to your son and his bride to be too!
As an aside - the U.S. prides itself on doing complicated conjoined twin separation surgeries or going abroad with medical teams annually to perform birth defect surgeries in other nations - but we can’t seem to get it right for our own people right here at home.
Is that upside down or what?