YOIKS!
I must be REEEEELY old-fashioned: I told my son that if he wanted to drive, he would have to find a job that would pay for the increase in our insurance. He did. He worked in the cotton fields outside of Phoenix.
He was always a “worker” and did yard work for money to buy himself a TV when he was 12, and a 10-speed bike when he was 14.
In his life he has been “unemployed” but he has almost always had skills to rely on when times were tight. I had nothing to do with this...it was all his own idea!
We gave up wine.