The other way is to say that Harvard did. Jeff Sachs and his bunch (all Johns, btw, afaik) were ''helping'' Russia develop at the time. Of course, they were all statists of one flavour or another, and their views of capitalism were/are, shall we say, stunted.
How bright would you consider yourself if you had set up a short-term instrument for gov't to borrow with, and, within a year of its establishment, you found that the necessary rate of this 90-day paper was....80% ?
And that's just ONE of Sachs' team's contributions to Russian stability! The paper in question was called a VKO, and it may hold the record for shortest-time-until-becoming-toilet-paper of any gov't instrument, ever. (Think about that in the light of some of the Latin crappy paper that's been issued over the years!)
In Walden Pond, Thoreau wrote: ''If I knew that someone were coming to my house with the conscious design of doing me good, I should run for my life.''
File that thought away just in case you ever meet Jeffrey Sachs.
Sorry.