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To: I still care
While insurance is one factor, the other has been local government greed. They were very quick to reappraise houses at the inflated market price before the bubble burst. That along with every other scrap of garbage they could think of to increase the property tax burden has resulted in a doubling of the property tax in our area.

I am trying to get out of Florida and I can't even get a showing on my home. There are 44,880 pre-existing homes on the market right now, and builders keep churning them out. Almost 9000 new homes (by builders) are currently on the market, on top of the pre-existing homes.

I wish I were a buyer right now instead of a seller! It is quite the time to be in the drivers seat if you want to buy a home...

23 posted on 05/12/2007 10:59:11 AM PDT by Dubh_Ghlase
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To: Dubh_Ghlase
I am trying to get out of Florida and I can't even get a showing on my home. There are 44,880 pre-existing homes on the market right now, and builders keep churning them out. Almost 9000 new homes (by builders) are currently on the market, on top of the pre-existing homes.

Dear Dubh_Ghlase --

I am so sorry to hear that. Coming into summer in Florida -- in these past fews years -- has not been the best hime to sell. I really think the market will correct itself rapidly. I hope you can hang on until the Fall.

I am having the same problem with a house in Phoenix. There are so many on the market and it is getting really hot and uncomfortable. Plus, my loan has reset, I'm in negative cash flow with my tenant, and I can't re-fi because I have a huge pre-pay penalty.

Yet, I am confident that this Fall will bring some needed relief. (The Feds will drop interest rates later this summer -- which will make the real estate market hot again for awhile. I suggest you sell at that time, because it probably won't last -- but it is a good opportunity to get out and take a break.

25 posted on 05/12/2007 11:08:17 AM PDT by Sleeping Beauty
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To: Dubh_Ghlase

Every other house is for sale on some blocks here in Pasco, and I have a girlfriend who every single house on her block is for sale. They aren’t getting their prices, so they are just trying to rent them.

The house across the street from me was bought for 130K about 3 years ago, went up in value to about 150K, and the people tried to sell just about the time the market was crashing. They eventually just walked out in the middle of the night, and some folks picked it up at a government sale for $118. It’s a very nice little house too, and this is a nice little area, although not wealthy.

It took the govenment 3 months to sell the house for that rock bottom price. But I think whoever bought it for that will never regret it, unless he suddenly runs into a cash crunch in the near future.


29 posted on 05/12/2007 11:35:19 AM PDT by I still care ("Remember... for it is the doom of men that they forget" - Merlin, from Excalibur)
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To: Dubh_Ghlase
"I wish I were a buyer right now instead of a seller! It is quite the time to be in the drivers seat if you want to buy a home..."

Where are you at? I'm heading to FL in July (40 months in Iraq is enough) and will be buying eventually. I'm planning to initially rent and watch the market until either the state and local governments do something about taxes and insurance or the prices decline to something I can buy outright, avoiding the insurance and minimizing taxes. You can FReepmail me if you'd like.

35 posted on 05/12/2007 1:28:30 PM PDT by Justa (Politically Correct is morally wrong.)
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To: Dubh_Ghlase
While insurance is one factor, the other has been local government greed. They were very quick to reappraise houses at the inflated market price before the bubble burst.

Property appraisers all use computerized systems now which factor in actual sales data. Even with the increases, the impact of huge developments on roads, schools & fire/police services alone are still not covered!

When everybody immediately flocks into ANY AREA which is "desirable"..., it quickly goes downhill! If you are moving in, you may not see the impact, if you stay long enough..., you will and, if you are moving out..., you will wonder why in the hell you ever lived there when visiting in future years!

If your employment causes you to relocate often..., you become acutely aware of this pattern!

39 posted on 05/12/2007 2:46:53 PM PDT by ExSES (the "bottom-line")
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