You might want to email "Torie". He seems to be an expert on the subject, and he doesn't think housing will decline nearly as much as I do. Still, he might be able to give you some good, unbiased advise as to options if the bottom threatens to drop out--GGG
How is that gutless? I was recommending the guy. Unlike you, he is honest and he knows the biz. I think you are loosing all connection with reality, Pedro.