You and I have the same concerns. I am an old man, have plenty of money and all the other things an old man needs but I see the kids are in trouble. Those kids are our future!
My kids are not in trouble. Both college grads in their early thirties, they have a much higher standard of living than I did at their age, and I was among the fortunate ivy-educated elite. They earn high salaries, save, pay cash, live in luxury, and have fat 401K accounts.