I was contacted by these people just yesterday and harrassed me over the phone saying that my ex-husband owes money and that they found my name link to one of his old accounts and that I am liable to pay whatever he owes. I was totally pissed off because the lady over the phone even said that she knows my SS # and that she can file a lawsuit against me. These people are truly sick! It made me sick to my stomach after the phone call. This is why I did a few research about the company and came across of this forum. I called them a few minutes ago and pretended to requests their physical address but the same lady who I spoke to wouldn't give any information which made me think that these people are truly some con artists! I do not understand why they are still in business. Someone has to put an end to these "sick" bastards. Another thing is, I have a caller ID in my house phone and the number registered is 714-475-5332.
They are horrible. Go to www.budhibbs.com and tell him your story. He is collecting information on Shekinah. They will threaten but they will not file a lawsuit because unless you are the joint account holder you can't be held liable. I would bet the account is also unsecured credit and is beyond "legal" collections. The account they have been trying to collect on from me was closed over 7 years ago and is no longer on my credit reports. These types of agencies are about threats; they don't want to waste money paying a lawyer filing suits even if they could legally file suits to collect the junk debt they buy which they can't. They are in business because they are still making money scaring people and the government hasn't shut them down yet. I'm going to start calling them regularly and play with them a little. lol Good luck Lady, just remember these guys are all talk, don't let them scare you, if they were really serious they wouldn't be bothering you with calls they'd get a real court date and get a real judgement.