The Truck is, of course, owned by the Finance Company/Bank until the loan is paid off in full.
Hence they called out the Repo Man to get THEIR Truck back from the Guy not keeping up with the payments.
Losing Your life over a Repo action is really sad. Especially since the option is usually available to catch up on the payments and get the Truck back.
Repo guys, like the cops, are really just caught in between people in trouble/with problems and companies who want their items back.
They are the ones that face the frustrations of the people in trouble/with problems.