Posted on 11/12/2023 5:47:53 PM PST by algore
2. CONSUMER OBJECTIONS Even though creditors and their repossession agents have the right to retake a vehicle if the consumer is past due on their auto loan, they may not start a car repossession the vehicle if the consumer objects. There are no magic words required here. Any words that indicate the consumer's objection are sufficient. And if the consumer does object, the repo man must stop and try again at a different time. If the agent refuses to honor this objection and continues, consumer laws may make them responsible for paying compensation.
““indictation” to know if one is late making payments”
I am so confused—I thought free vehicles was part of the reparations plan by the Democrats.
The late notices were obviously computer error by one of those racist machines.
No wonder the guy was upset.
;-)
Most of the comments on this thread are wrong.
By law, a repo is not supposed to continue if the customer is there and objects. Once the guy told the repo man “Hey, don’t take my car,” the guy should have left. Right, wrong or indifferent, that’s the law.
Secondly, the police changed their story about him pointing a gun. They changed it to telling him to get on the ground, and the recording apparently indicates they started to shoot before they finished the command. Now why did they retract the pointing a gun?
There are other aspects of this incident that are problematic.
“By law, a repo is not supposed to continue if the customer is there and objects”
If the customer starts shooting at the repo guy does that count as “customer...objects”....?
;-)
It’s dark, and you hear a truck pull into your driveway and start messing with your car. Yes, you come outside with a gun.
Each state law is different.
That is Michigan.
Can you repo a car on private property in Alabama?
Car repossession laws allow repo companiesto take your car off the street or right out of your driveway. But repo agents can’t breach the peace when they take a vehicle. That means they can’t use violence, threats of violence, or force.
Can the repo man go in your garage Alabama?
“The person doing the repossession cannot make a threat. There can be no violence there at all. They certainly cannot go into your house or a locked garage,”
As soon as a weapon is discharged, violence, or someone injured then everything else becomes a lower priority.
According to the article, Alabama has similar restrictions.
The citizen never discharged his weapon, from what I can see.
The truck driver may have had cause to call the police when he had gun pulled on him, but the repo action at that point was legally over. Also, he should not have continued the repo after the citizen was shot, because (1) the citizen had objected, and (2) the scene was a breach of peace.
Secondly, the police were hiding, jumped out and said “get on the ground” and started firing before they could finish the command. The original reference to the gun was dropped. So, they surprised the citizen, and killed him before he could react. If the citizen had pointed a gun at the police they wouldn’t have retracted that statement. Also, the corrected statement doesn’t seem to mention a gun. How did the police go into hiding? Seems like the citizen had gone back inside. It’s possible when he emerged again he did not have a gun, and the lack of reference to a gun in the corrected statement actually suggests that.
This guy was a husband and father. He was trying to do the right thing with his life- raising a family-and was killed under questionable circumstances.
As folks stated, it wasn’t his truck anymore. Repo guy had every right and the headline doesn’t tell the story. This would be more correct:
“Man Dead by Cops After Pulling Gun on Truck Repo Man”
Yes, my posts 67 and 68 were a result of Googling Alabama’s laws.
Nobody is going to repo and send a tow truck to fetch a vehicle someone is paying on time for.
The family is being dishonest.
So, what was the driver supposed to do, not do his job. This isn’t North Korea. I guess the driver is now required to share in a moment of silence for the dude who pulled a gun on him before he drives off.
That guy had to have notices in his mail and telephone communication with whoever held the car loan. He had to know they were going to repo that truck.
A friend of mine growing up was a really great guy, but fell on tough times. His car was repo’d right before Christmas and all the presents for his wife and two young children were in the trunk.
The president and Chairman of the Board of the bank that repo’d the car was also a friend of mine. I called him, and when he answered, I said “Ba Humbug, You Scrooge!”
I proceeded to tell him that the bad publicity his bank could get from this was far greater than the loan amount, and that I could see a tear jerker Christmas newspaper story about his bank. (The president and editor of the local newspaper was also a mutual friend)
I kicked in a few hundred, got my friend his car and presents back. Best Christmas present I ever could have given.
Pull a gun on a guy doing his job - and then on the cops who respond - and get shot......I wonder who put the idea in his head that it was still his truck even after he stopped paying for it - blame them....
FAFO
He "had to"?
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