Hopefully he collects enough from the PD to pay for insurance and tags for the car.
The cop is an idiot, but remember that half the people are dumber than the average person, and I guess in some places you have to settle on the average person being a cop.
Some people think insurance and tags are optional...
If you want insurance, buy it. The reason for insurance is to satisfy yourself. It should cover only you and your car. The reason to have laws that mandate insurance, is a kickback to insurance companies. The reason your insurance covers the other guy, and his you is a game lawyers play. Government is simply too large. For that matter, why do you need to purchase tabs every year? Taxes.
In a country that is meant to give maximum freedom, but still prevent anarchy, the insurance racket. Forcing tabs you must pay extravagant fees for, and guaranteed health care are but control devices. They are not benefits, they are a means to an end. Huge oppressive government and control is the goal.
The rebuttal to what I say will be, “if you can’t afford insurance and tabs, take the bus”. Who controls the bus system? Big government funds them, taxes US for them, and gives away free rides. The busses, trains, shuttles are havens for the homeless, drug addicted etc, and lose money. BIG GOVT again.
The rebuttal for mandatory insurance is that people with insurance have to pay for damage that the non-insured cause. Again, that is BIG GOVT at work. They cause the problem, then provide a solution. The costs? Much higher than just leaving people to their own devices.