[lucysmom]

One of the reasons I'm such a FT fan is the idea of what it will leave my grandchildren.

Of course it will be taxed at 30% as soon as they spend it.

[groanup]

Of course it will be taxed at 30% as soon as they spend it.

Bingo!! Right on the money!!. They won't HAVE to pay the tax because they won't HAVE to spend it. And it will all be there, not just 45% of it.