If I were an insurance company I would demand drug testing of all covered people and refuse to cover drug users.
...you would probably go out of business. Do you not realize the number of legal drug users you would be depriving your company? Or did you mean "illegal" drug users?
You can't refer to someone else's post "healthcare costs" and then mine "insurance costs" and say that I'm changing the goal posts. I can only vouch for MY posts. ...you would probably go out of business. Do you not realize the number of legal drug users you would be depriving your company? Or did you mean "illegal" drug users?
Actually, I meant "harmful drug users". I wouldn't really care whether they were legal or not. Companies now charge much higher rates based on tobacco and alcohol, as well as banning certain occupations from coverage. I have no doubt what-so-ever that cocaine or heroine use would make someone uninsurable with most companies based on simple statistics. A higher percentage of crack heads suffer serious medical consequences than sky divers.