If you are trained in biology and medicine you seem to have missed some bits of bio 101.
Evolution is how species differentiate. It has nothing to do with the physical properties of water in relation to life.
Evolution starts with a given: life exists.
Then there is the observation: it exists in many forms.
Now the question: how come?
That's it.
Your statement is that By Chance it happens that Earth is at the right place in the Universe to have liquid water and mild temps ranges no crushing gravity and a moon to provide tides a stable Star on and on just a big casino to you huh..sorry if I do not follow you down the dogma trail. the odds were very much aginst an Earth much less life.Your incredulity is that of the man who won the lottery, and who says that God must have willed it because with the odds so stacked against him, he couldn't have won otherwise. The fallacy in that logic is that you are putting the rabbit in the hat. The odds may be 12 million to 1 against winning, but people do win. It may be
Here, same thing. It may be that the odds are that only 1 out of 50 planets will have the right conditions present for life. But you're putting the rabbit in the hat by saying since its unlikely that it happened that way, that it is impossible that it happened without God. That's just false, as every person now alive or ever living beat worse odds by having their mother's egg fertilized by the lone sperm that could produce them. It's not supernatural, it's just statistics and chance (which the human brain is poor at innately understanding, which is why lotteries flourish.)
I will bet you a million dollars that everywhere life exists, the conditions for life to exist are present.