Yes, continue about some of the things that go into the snowballing effect of bad trends or events.
When I said unemployment checks, I was referring the unemployment insurance that puts money into unemployed workers pockets to keep them in the consumer pool (and able to pay their mortgage) until they can get another job.
It's late, so I can't really go into this much more,right now, but I promise you that I shall get back to you on this. K ?