Really, the dealership saw her coming... ConservaTeen ‘s first car was a F250 an older model that was 2012. He still has that. He changes the oil every 2750 miles and wash it. A few dents in the truck. His girlfriend’s car is an used:Ford Escape. Again, it is taken care of.
Funny, but people who can figure out how to stay married seem to have better lives. Must be a coincidence.
VAPING ISN’T helping her decisions
At 23 I was driving an 8 year old Ford Maverick. I suggest this young lady give the car to the repo man and start over with a s**tbox that’s reliable and very, very cheap.
1. Honor your man
2. Honor that choice
How’d she get this way?
I had a car payment ONE time in my life I bought a brand new car, I swore I would NEVER, EVER get under a car payment again mine was $400.00 a month!! I have always purchased pre owned vehicles and paid cash!! I purchased the vehicle in 2005 have never missed a maintenance when due and will have this SUV until the day I die!! I don’t know how young people today make these HUGE car payments AND pay thousands in rent and utilities every month!! I am so damn happy I lived my life when you could go out on your own at 18 and actually survive comfortably!! I work part time at Home Depot EVERY young person I work with is working 2 full time jobs and STILL struggling it is very sad to see this!!
Obviously we need a government program to pay off car loan debt. It is only fair.
My current car is a 2015 Nissan Versa, a 5-speed manual transmission with 60.5k miles on but in very good condition/ one owner when I bought it in 2020 but it has no frills (my windows have manual cranks, no power door locks, but I do have a radio and A/C LOL!) that I bought for 9k less a 3k downpayment.
This was during COVID and I was desperate to replace my much older clunker that died (blown engine and other problems) that wasn’t worth repairing.
Unfortunately, my credit wasn’t so good at the time so I’m paying a higher interest rate than I’d like and since it was sold “as is” I opted for a 24-month extended warranty and gap insurance, but with my new job, I started more than doubling up on payments to get it paid off early, 2 years early and by the end of this year I hope.
But I get nearly 40 MPG highway and 35 city, and my maintenance costs and insurance are low. My only complaint is that it is so lightweight, it’s not good in the snow or even in heavy rain (although a manual transmission helps, and I have no problem driving a stick shift).
But I have to say I’m an absolute sucker for new cars, with the bells and whistles and that “new car smell” 😊
I figure once I pay this car off and no longer paying $200 a month and saving with my now higher income, if I can keep driving this car for another 2-3 years, assuming no major problems or repairs, I’d be able to put down a substantial down payment on a new car or a newer certified previously owned low mileage car and perhaps with my improved credit, keep my monthly payment below $300.
I’ve found there is a cost/benefit analysis that can come into play with old cars.
Sure, you paid off your car or paid cash for it and have no car payment so that saves a lot of money. But at some point, even with routine maintenance, things, very expensive things sometimes start to need repaired or replaced. If in a year you are spending more $ to keep the car running that what it is worth, it’s not worth it.
She could sell the car and not lose much money. There are used cars that are good that do not cost much. Under $10,000 total.
Getting a 72 month loan was just dumb.
These are the idiots that want their student loans forgiven.
At her age, I drove an ancient VW bug. It was great in the snow, but I had to stop every few miles to brush snow off the headlights.