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10 Things You Need to Know About Retiring to Florida: There's more to the Sunshine State than Disney, golf and beaches.
Kiplinger ^ | 11/17/2023 | BOB NIEDT

Posted on 11/17/2023 9:21:39 PM PST by SeekAndFind

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To: No name given

I moved to Clearwater 12 years ago for work so I’m practically a native.

It is hot, hot, hot here. Don’t think if you can withstand a couple of 99 degree days up north you can tolerate it down here. The heat here is relentless and lasts about 9 months of the year.

It is far from the rest of the US. A car trip back to see family takes 2 days of serious driving each way.

No income taxes is very nice. Real estate taxes can be high, especially if you have more than one home and don’t qualify for a homestead exemption.

Insurance is a nightmare and going to get worse. Auto is high, and many major insurance companies don’t sell homeowners insurance here.

Schools are iffy. Teacher pay is kind of low so in a lot of places you get what you pay for. A lot of other salaries are also on the lower end.

Real estate costs are exploding. My house value has increased about 40% since 2021. I couldn’t afford to by in my neighborhood now. Rents are very high as well.

Traffic is horrible, especially I4 in Orlando and I95 in the Miami area.

A lot of public money is spent on senior projects, so if y.ou have a younger family you might feel short changed.

Utility bills are very high, especially electric, and going higher (Duke energy are the biggest bunch of thieves) My electric bill is about 500 a month in summer. I try to keep costs low with a thermostat at 78 and a variable speed pool pump

College is excellent. One kid graduated UF and I have one in FSU. Thanks to bright futures scholarships provided by state, tuition for four years is ZERO. These are top rated public colleges.

I would never live on East coast due to hurricanes. The looming threat of them can really be mentally taxing. We get some on the West coast, but for them to hit us, they have to make a serious right turn and that’s uncommon, but did occur for Irma in 2017.

If you move here, try (if you can find one) to get a house without a pool. They require a lot of maintenance and most people I know rarely use them.(I just noticed my pool pump is not working so that will be $$$ to fix I’m sure) If you like golf, there are courses EVERYWHERE and pretty cheap. Tons of pickleball if you like that.

Because of the weather, home and yard maintenance is a pretty strenuous year your activity, it’s relentless. Stuff never dies off and is always growing.

I find that the air here is really bad all year with pollen, etc. I breathe and sleep much better in Pennsylvania.

In hindsight, I probably would not have moved here had I known had hot it is here.


41 posted on 11/18/2023 7:11:23 AM PST by NickRails
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To: NickRails

I forgot

Gas prices here are pretty good compared to the rest of the US.

DeSantis has been an excellent governor. He managed Covid about the best of any governor. Colleges sent everyone home in March of 2020, but they were back on campus in Fall 2020. A lot of colleges in the northeast had no on campus instruction for a lot longer, IIRC.


42 posted on 11/18/2023 7:18:20 AM PST by NickRails
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To: Qwapisking

As a Midwestern redneck ... if we ever moved to Florida I figure the only place worth going to would be north Florida. The rest of it would be just too city-fied.


43 posted on 11/18/2023 7:33:38 AM PST by Cloverfarm (Pray for the peace of Jerusalem ...)
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To: Cloverfarm

You go a few miles west of Miami you’re essentially in the Everglades. Definitely not city! In the summer the air is so humid you can swim in it.


44 posted on 11/18/2023 7:37:59 AM PST by Reily (!!)
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To: Larry Lucido

“I’m ruined!”


45 posted on 11/18/2023 7:39:01 AM PST by PfromHoGro (Orwell was optimistic.)
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To: Birdman
A brother in Christ moved down to Vero Beach from MA and very much loves it, and is able to work from home. Found a church he really loves (Oceans Unite). Got a very good buy on a nice house, and fixed it up more to sell as he want to get away from mortgage.
https://www.realtor.com/realestateandhomes-detail/645-Royal-Palm-Pl_Vero-Beach_FL_32960_M60434-51104

46 posted on 11/18/2023 9:17:55 AM PST by daniel1212 (Turn 2 the Lord Jesus who saves damned+destitute sinners on His acct, believe, b baptized+follow HIM)
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To: drSteve78; JesusIsLord
I was up the street from the ocean, in Vero Beach. My Aunt and Uncle owned a haberdashery story there along the beach. Spring to summer. At 4pm every day in the summer it poured for about an hour. I am 1/4 Scottish with that hair that only the Scots have, like this: At the end of the summer it was TOTALLY wild and unmanageable. One thing I do remember that was a lovely memory. I would walk around the neighborhood. On the next block was an old large house from the 20s I think, big old trees in the yard with Spanish moss hanging down. Very atmospheric. Quiet. Even a little spooky.
47 posted on 11/18/2023 10:54:59 AM PST by Beowulf9
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To: The Duke

I may very well return some day, but this time somewhere closer to nature.

I absolutely understand and agree.


48 posted on 11/18/2023 11:41:12 AM PST by drSteve78 (Je suis Deplorable. Even more so)
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To: SeekAndFind

I moved to the Florida panhandle in 1974 from the northeast. The summers are hot and sticky, but I’ll take the hot summers over the cold winters. Weather down here now is beautiful. I’m sitting out on my screened porch overlooking a golf course. It’s 77 degrees.


49 posted on 11/18/2023 12:02:58 PM PST by Oldhunk
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