Posted on 11/13/2006 4:57:50 AM PST by GailA
I didn't think any banks did the Christmas Club Accounts any more.....thanks for the heads up. I remember doing them when I was a kid.
I have no qualms about yard sales or thrift stores. My husband discovered a Disabled American Veterans Thrift Store near where he works and has become a fixture there. Other than socks, underwear, shoes and a particular jacket that she REALLY, REALLY wanted, all of our daughter's back-to-school clothes for this year were either hand-me-downs from friends with older children, or from the DAV or Hospice Thrift Stores.
I haven't been able to get the hang of quilting, or knitting for that matter. I started crocheting when I was about 8, learned how to use a sewing machine around 13, but never really used it again until I was nearly 40, and took up cross stitch about 10 years ago.
Gail, I imagine that you are like my Mother, my Sister, and my late Grandmother. In addition to price, you want to be able to physically inspect the material before you buy it.
Something you just can't do over the 'net.
That is a large part of quilting. There is just something emotional about fingering a particularly fine piece of fabric. Then there is inspecting the weave, color, and matching colors something you can't do over the internet..although the few special fabrics I've bought have been high quality 100% cotton. I take my fabrics I already have at hand and audition them against a new piece when I'm making a new block as I may not have the necessary color or style in my stash.
"I didn't think any banks did the Christmas Club Accounts any more."
You are right about that. They are becoming a thing of the past. What a shame. Would use those savings, plus lay-away to do some serious shopping. Love those DAV Thrift Shops. Everytime I go there come away with some very nice things.
Check out some of the smaller banks in the area. They cater more to individuals than the big national banks. I think my credit union still has Christmas saving accounts. If not, just shop around for the bank that requires the lowest minimum balance on a savings account, and you can create your own Christmas savings account. It looks like there is an Insouth Bank in your area. They have a Custom Savings Account that only requires $25 to open without fees if you abide by their withdrawal rules. http://www.insouthbank.com/personal_savings.html#Regular
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