> In 2023 alone, Medicare Advantage (which covers about 32 million people) initially denied 3.2 million prior authorization requests. <
Ah, Medicare Advantage. Their plans offer lots of goodies. Free this, and free that. But when you really need them, they show their fangs.
I read somewhere that Medicare Advantage makes sense if you are on a tight budget AND are very healthy. Otherwise, stick with original Medicare and buy a supplement.
That’s what I did.
Your mileage may vary.
One of our doctors calls it “Medicare Disadvantage”.
Bkmrk
A very mangy version of Medicare Advantage (this one offered by Aetna) was being forced on retired teachers and other municipal retirees of NYC, by the idiot mayor AND the utterly corrupt municipal union presidents. Though we won 11 court challenges to this, they are still trying to hit what they perceive as the most vulnerable targets, former City employees in their 70s, 80s, and 90s. They claim they need to save money, on the backs of retirees, to offer raises to current employees. It has been on the books for maybe 60 years, that the City provides its retirees with Medicare and a supplemental insurance. What has changed over that time period? The City would rather squander millions of dollars on ILLEGALS who never did a single thing for the city, rather than provide the municipal retirees, who built that city, the insurance they were promised. And, of course, there are pockets to be lined.
According to some polls, the leading candidate in the dimmocrap primary is a muzzlime radical who is short on actual work experience but awash with experience pushing radical muzzlime causes. Take a look at this picture. Look like London to you? Look like typical NYers to you? And see what happened to London after they elected Khan.
I am 100% satisfied with my Medicare advantage plan.
We have a family member who just went through hospital hell, on their MediScare Disadvantage plan.
Getting the authorization for PT rehab was a nightmare, even though the PT facility wrote numerous emails and made several calls to the hospital case worker and floor doc - that they had PLENTY of beds available. The PT facility doc said it would’ve been a no hold up/no questions asked, had our family member been on Original Medicare ... which they will be switching to in October.
I recently discovered insurance riders. With a rider, you can get a zero cost Medicare Advantage plan, and buy riders to cover hospitalization, prescription drugs, etc.
Haven’t looked too deep into riders yet, since I’m stuck with my current plan for the rest of the year.
MA never makes sense. You give up way more than the crumbs you get.
Medicare plus Medicare Supplement Plan F Plan G or high deductible Plan F.
Totally agree.
I appealed their denial of care for a rehab patient after stroke. Seven times I appealed their denial and won every appeal. I was medical POA on the case.