[Pearls Before Swine]

You shouldn’t enter an advisory contract without knowing the fee structure!

Does this guy have trading authority or just make suggestions to you and then execute them? Recipe for disaster if he operates the account on his own.

Long term money market funds will at best keep up with inflation, that is, hold their value but not grow in real terms. However, they are not a bad place to hide for a while if the market seems turbulent with a downside bias.

There are many more questions to be asked here.

Finally (and I have a decent investment portfolio and amount of market kowledge) who is Dave Ramsey?

[DugwayDuke]

Pearls Before Swine wrote: “Finally (and I have a decent investment portfolio and amount of market kowledge) who is Dave Ramsey?”

Google is your friend, Ramsey has a large footprint on the internet. He focuses on avoiding debt and investing for the long haul.

[subterfuge]

Dave Ramesy has a radio show and he shills for Time Share Exit Team who has a class action lawsuit pending. They are corrupt as can be and I their lawyers go to jail. I signed with them and they advised me to stop paying my yearly maintenance fees on my time share in Vail, which I did.

6 years went by and TSET did absolutely NOTHING and I owed $14,000 at that point. I found out they did nothing when I contacted the time share resort myself and they said they never heard from those shysters. So I ended up negotiating a settlement myself and got out of the contract for $2,000.

Time Share Exit did not honor their money back guarantee and I'm sure that's one reason for the suit.

Ramsey can kiss my ass.