I took out Student Loans my last two years of pharmacy school. I was broke and had no family with deep pockets to help me. The loans were a legal contract and I paid them off early. President Reagan did not have the taxpayer pay off my loans and that was the way it should be. I got a second degree in an subject that would give me a high paying job immediately after graduation. I made wise decisions.
I don’t believe paying for college is my responsibility. Therefore I loaned money to my kids if they needed it.
Only one kid did four year degree. He had some loans from me and some traditional. His college job in his field paid the last two years.
He paid off all his debt in one year. Highly compensated STEM degree and frugal living.