[Blueflag]

We are blessed that we haven’t carried a credit card balance for the last 15 years. They are simply a convenience.

[mrmeyer]

Same.

[Lean-Right]

I agree that credit cards
should be treated as
a convince.
Some are trapped due to
catastrophic circumstance.
The key, for me, is to
try and pay twice the
minimum called for.
Through diligence and
shear determination,
I’ll see that balance
to zero.