HOA fees are ridiculous for Florida condos. It’s like a separate mortgage payment almost.
I’ve been in the same place (not a condo) by the beach for 30 years. In that time, my fees have gone from $550/quarter to $1050/quarter.
Not great, but considering the outside of my building’s insurance is included in that, it’s still sort of a bargain in my mind.
Depends on the location and the common area expenses, I live in Florida and my wife, and I own a house in a gated community with guards 247/7/365 and a waterfront Condo.
The HOA fees of the two added together would be far less than a mortgage payment on an average Florida home in today’s market.