“commercial and industrial (C&I) lending growth”
The big companies have high profits and can self-finance.
The small fry can and do use cheaper home equity financing on bloated house pricing.
The middle of the road entities face competitors with lower financing costs than themselves. There is little demand for more commercial real estate.
As for industrial financing, its mainly self-finance by big entities domestically or done in Asia.
The Democrats are federally financing grid expansion, cutting out private infrastructure finance opportunities. Pipeline companies could have switched over to grid finance.
“The 30-year mortgage rate is hovering around 7.27%.”
Given inflation, the mortgage rates are fair.
“Warren Buffett...constitutional amendment...any time there is a deficit of more than 3 percent of the Gross Domestic Product, all sitting members of Congress will be ineligible for re-election”
If people want lower mortgage rates people have to support federal finance reform.
The economy is crashing with only 3.5% real growth this quarter, record low unemployment, a streaking stock market, high but declining inflation, a Federal Reserve nearing the end of a hiking cycle, a soft landing achieved and Anthony Sanders gnashing his teeth over wrong predictions and market calls day after day after day.