I don’t get all these people with so much student debt, decades late. I graduated in the late 80’s with 25k in student debt, and had it paid off in 8 years. I lived frugally and focused on getting out of debt. I think it’s just a mindset. Some circumstances, yes. But focus, people.
Because the colleges continue to increase tuition in line with the federal loan guidelines increasing. From what little I know.