Here’s a thought: You can discharge your debt. However, it also means losing the degree, and any licensing associated with it. It also goes into a central database where it can be checked to see who has given up their degree under such a program. Pay it back later, you can still reclaim it (Licensing might have lapsed in the interim; Oh well).
This. You want the benefits of the degree, but not the costs.
I do feel slightly sorry for the people tat never finish their degree, but that’s another story.