I have ten years as a senior executive in a bank.
Do you? Look it up. I am not here to do your research. This isn’t high school.
And you think your bank has a Net Interest Margin near 0.15%? Weird.
I am not here to do your research.
Or your own.
Net Interest Margin Contracted Further to a New Record Low:
The average net interest margin contracted 57 basis points from a year ago to 2.56 percent—the lowest level on record for the Quarterly Banking Profile. Net interest income fell by $7.6 billion (5.6 percent) from a year ago. The year-over-year reduction in yields on earning assets outpaced the decline in average funding costs, both of which are at record lows. Despite the aggregate decline in net interest income, which was driven by the largest institutions, more than three-fifths of all banks (64.4 percent) reported higher net interest income compared with a year ago.
https://www.fdic.gov/news/press-releases/2021/pr21048.html
FDIC says the Q1 average was 2.56%.
You were a bit off, eh?