[semimojo]

If I would have been let go, I would have purchased one of those junk plans for around $200 a month until I found a job.

Sure, and if something bad happened to you you would have been on the hook.

I'm not saying these plans don't have a place but no one should kid themselves. The way they're lowering cost is by delivering less value.

[EVO X]

I'm not saying these plans don't have a place but no one should kid themselves. The way they're lowering cost is by delivering less value.

It is all about how much risk does one want to take. It is nice to have great health insurance, but if you don't have a pot to piss in when you retire, what good is it?