Opinion: I consider silver dollars to be just about the WORST single way to acquire silver. If you want 10 or 20, have at it. There are lots of disadvantages.
First, they are and have been very widely counterfeited by the Chinese. This presents an insurmountable issue on turn-in/sale.
Second, non-numismatic ones aka junk silver always bear higher premia than dimes or quarters or half dollars wrt their silver content.
In US SDs (Morgan & Peace) there are so-called “key dates”-—they were made for about 55 years at (up to) 5 mints (P, D, S, O, CC) and that’s 5 * 55 = 275 possibilities but not all those years 1873-1928 were made at all 5 mints so I am going to guesstimate there are maybe 180 mint/year possibilities = pure guess. Only about 20 mint/year combos are rare and with metaphysical certainly I will guarantee you that you would get NONE of those in any bulk buy. Then there are about 20 mint/years that are “kinda rare”. You won’t get any of those either.
Of the non-rare types, most were made (and...melted down) in GARGANTUAN quantities, many years well over 100 MM minted. 1921 Morgans are almost considered a joke. Peace dollars were minted in giant qtys. There are many many years in the 1880’s and 1890’s when huge volumes were made. Those are what you’d get. They have NO NUMISMATIC VALUE except maybe a $1-2 over spot silver whereas dimes and quarters can occasionally be bought at or under spot.
They are neat coins. If you want ten or twenty, that’s fine. I have 100-150 of them. When you have lots, you put them away. You don’t see them. Thus they are not “neat” any more.
‘1921 Morgans are almost considered a joke.’
Can you prove your statement? Give me some sources.
Agree.