[Red Boots]

We are self employed and faced the same problems, we ended up going with a healthcare sharing ministry

. One thing about Medicare that you should check is that I’ve heard that they start charging your estate the market valve of the insurance immediately, plus the cost of any treatment you receive. Those are all liened against your estate when you die.

I think the story I read was an older farming couple who were acruing charges of $1100/month - they’d never even used it, that was just the insurance charges. And they’d only signed up because the Obamacare website put them there and there weren’t any alternatives. They got off Medicare immediately and tried to pay it back but they couldn’t. They were in Wisconsin or Michigan, and my understanding if it was that it varied by state. I know our state, co, does it too.

Something you might want to check.

[gloryblaze]

I think the story I read was an older farming couple who were acruing charges of $1100/month - they’d never even used it, that was just the insurance charges. And they’d only signed up because the Obamacare website put them there and there weren’t any alternatives. They got off Medicare immediately and tried to pay it back but they couldn’t. They were in Wisconsin or Michigan, and my understanding if it was that it varied by state. I know our state, co, does it too.

That was in Minnesota:

http://www.twincities.com/2016/02/15/mnsure-medicaid-estate-claims-health-obamacare-affordable-care-act/

[Organic Panic]

My sister went through a “health care ministry” Not a single expense of hers was paid for when she went in for emergency surgery. From what I’ve studied of the programs available and her experience you may as well take your money to the closest Indian Casino and put the money in the slots.

[steve86]

You seem to be confusing Medicare with Medicaid in part of your comment. Also, estate recovery for Expanded Medicaid in several States has been nullified, and in my state ER for old age Medicaid is only for long-term care expenses.