You know... honestly... I went to work at age 15. I paid my way through college. I worked hard all of my life and my wife and I were responsible and smart about what we did, how we lived and how we invested and spent our money. I retired at age 53 with zero debt.... and I am in the 1%. Honestly... I think there is a good chance that I am smarter than you....
Well, I am so happy for you...If I could reach you, I’d pat you on back and tell you what a fine boy you have been....