It wouldn’t surprise me if it was local.
The bank’s fraud unit has been alerted. The vendor (FWIW) will investigate as well.
All it takes is a few seconds.
I rarely make card purchases any more. It’s not 100% solution since someone or some system can be compromised.
My credit union blocks a lot of things by default and sets limits. I have to call to change or request something out of the ordinary. I like it.
I’m assuming your bank cancelled the credit card that was used and issued you a new one.
I work in fraud detection for an online retailer. We see these sort of things everyday. Obviously, your credit card information has been compromised.
Someone knew your cc number and your address, also probably the ccv code. Most companies use AVS (address verification system) and they need the correct info to accept the order.
You’re probably right, Someone was going to pick up your package. There again, they know your address. When you do
place a regular order for an expensive item, always request signature required...that way the item will be received by you, a representative of you, or if you’re working, they’ll hold it at the UPS/FedEx facility and make you show ID when you pick it up.