Yeah, I suppose I could, but since I have little credit to begin with, they only offer me cards with ridiculous rates. So if I were to screw up and forget to pay once, I’d be getting bent over. No thanks.
Right now I get a great deal on rent so I don’t really need credit. Though when I want to buy something, I’ll have to get a card and do like you said.
I pay directly on line with my checking account, and make sure I stay on top of it like I do with all of my bills.
But I understand we all have our preferences, kind of nice to know in an emergency that you have the ability to take care of it though.