Sounds like she was the designated sucker born that minute way back when...
Her first occupation was being on drugs and mooching off my parents. Then she married an abusive control freak. Great person but has no vision of the future. Everything is for the present. “I don’t need health insurance because I can’t afford to get sick.”
I already had the “I’m not throwing money at your problems” talk with her. My siblings are the reason that both my college-aged kids have been working since they turned 15.