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The bottom rung is occupied by the drug addicts and users. They exist, not live as we understand the word. They have no assets, no goals, no drive. But they do have an almost animal instinct to continue living. They will be armed with anything they can steal or lay hands on. Most will have a knife of razor box cutter, and some sort of cheap pistol, or they will not live to get out of the city.
Since they have no resources or assets, they will be on the edge of starvation and desperation almost within a day of an event. With no fixed residence or place to defend, they will be hitting the road and coming towards us.

They will become violent without any provocation and there will be no negotiating or bargaining with them. They don't want to hear your story or excuses. All they want is what you have. And have no doubts: They will do anything to get what they want. And this does include catering to their most base instincts of rape, murder and mutilation. Letting someone like this even close to you and what you have is flirting with death.

Not So Ironically the Best Defense Against the Raiders is The People coming to together to form a Militia themselves.

To Provide for the Common Defense.