so declare personal bankruptcy....declare it again...don't work...go on unemployment and then disability...for heaven's sake, don't save any money...
after all, in the end, the takers continue to take, while resting on their couches, drinking their frappachinos...
I lived in CA during the housing crisis. That’s how people that paid their mortgages and people that didn’t buy a house that they couldn’t pay for felt.
A woman that worked for me lived rent free for 6 months in their house going through foreclosure, bought all kinds of good stuff on credit, then filed for bankruptcy.