[Kenton]

Dear friends at the gubmint: I realize that this idea seems to be anachronistic, but it's not called "hoarding". It's called "saving".

If you were lucky, your parents instilled it in you as a necessary virtue, and in the long run is one of those things that separates life winners from life's losers.

[Billthedrill]

I realize that this idea seems to be anachronistic, but it's not called "hoarding". It's called "saving".

You beat me to it. Mine is, of course, a primitive and unprofessional viewpoint, but if I understand the process correctly, you deposit money in the bank and they lend it and that's good for the economy. Am I missing something?