Hubby will retire in 5 - and will probably move onto a less stressful job. In six years his junior - and MAN! These kids are expensive!!!
My other problem is ... Figuring out how much more income to bring in without kicking us up to the next tax bracket.
Not that there are a lot of employers out there looking for a middle aged mom with a dusty finance degree and a gaping hole in her employment history.
My husband died, leaving no life insurance. I took the little bit of retirement he had and invested it in a business and have run it for five years. I work for myself, DON’T work 70 hours a week (more like 10) and have supported myself and finished raising two teens for six years now. I was homeschooling and finished that with them. Getting a job outside the home is not the only option.
Maybe not, but a lot of employers are looking for anybody who shows up for work, isn't on drugs, and doesn't steal. #1 son's experience in low-end retail has been quite an eye-opener for the whole family.
My other problem is ... Figuring out how much more income to bring in without kicking us up to the next tax bracket.
Not that there are a lot of employers out there looking for a middle aged mom with a dusty finance degree and a gaping hole in her employment history.
Self-employed.
Retirement planning, tax planning, IRA-401K-health care insurance-final care insurance PLANNING and consulting! Even something as simple as "list all of your policies and what number they have and what they are worth". Include also "post-partum consulting" for the widow/widower and children when the advance planning didn't happen.