Where are the choices for really cheap catastrophic coverage? That is all everyone really needs, if they want to self-cover for preventative stuff, like all Americans used to in our heyday.
I agree. That is why we have car insurance. We don’t have it to replace the brakes. I personally favor the idea of a voluntary fund that people who wish to contribute to can to help others as well as themselves in the event they need it to provide an offset to a catastrophic need. Even a non voluntary fund would be better than what we get with Obamacare.