[2ndDivisionVet]

I was a loan originator for about five years. It’s one of the first things you find out in that field.

[Black Agnes]

I get my record about once a year. In ‘00 I found a fairly serious error on there. I was down as a cosigner of a loan with my ex. (insane, think about that...) For 25K. I sent two entire divorce decrees to the originating bank to get that cleared up. Nothing ever happened. It was on there until ‘07 when it finally rolled off.

Now, I’m not complaining about that particular error. He paid off a 24m loan in 6m. Boosted my credit score like you wouldn’t believe. LOL.

But if he’d defaulted it would have wrecked my ability to get a job or apartment in the NYC area.