Anyone who wants to see how The Rifleman handled the issue of whether guns kill, or people kill, should search for the “Gun Shy” episode, where Mark’s friends accidentally shoots a boy while playing with Lucas’s rifle.
Oh, I have lots of advice on how to beat the system. Top of the list is to avoid interest like the plague. The best credit score as far as your personal finances are concerned is a "0".
You get there by not paying for movies when you can get them free elsewhere and instead using that money to pay off your mortgage and other interest bearing debts.