The reason for these costs is: third party payer
The solution is easier: pay for your own normal costs, but maintain catastrophic insurance... and if everybody had to pull it out of their pockets, they would know the true costs and raise hell...
jmho...
When the government got involved with Medicaid and Medicare and started messing with market forces, that’s when it all went downhill.
I had a doctor tell me he couldn’t take cash payment, because some people will sue if they think cash payers get better care.
I paid $185,000 for an 8 day visit. Quite a bit more than the funeral I would have had otherwise and the nurses were cute!