Selfishness has replaced Principle. FDR fomented this mindset with Social Security. The chicken is coming home to roost. If anyone doubts a financial collapse, Obamacare will ENSURE it.
That is right. Right now the people who cannot afford their own health care, only use health care in life threatening situations. When they are given a tax credit to purchase health care (no net costs) they will use that health care far more often. And the feds received no additional income. This is a fiscal disaster of titanic proportions.