It is not the insurance company who is doing this. Ultimately, because of all of the new requirements imposed on the insurance companies by Obamacare, the only way to make themselves profitable is by denying coverage to those deemed of “less value” or likely to cost more in the future. “Death Panels”, as you may. The insurance companies HAVE to do this to pay for all of the “freebies” imposed by Obamacare.
Nonsense. Insurance companies have used "formularies" for a long time.
This is the kind of paranoid, useless, ignorant crap that gives FR a bad name.