If there had been no protestant reformation, Europe would probably have remained a backwater, thanks to catholicism’s anti-usury stance, which hampered capitalism and the investment needed for more complex innovations and inventions to flourish...
If you say so, but I’m not convinced that usury is the driving engine of civilization yet.
Seems like fiat money is the final expression of usury, and look to the catrasrophy that it has always lead too.