[ntmxx]

“…much money…paid… wrong for them to raise rates”

And you don’t think the government will means test, deny or raise rates arbitrarily and capriciously; suiting their needs. Nothing gets the political-class more excited and wet than free money.

[REPANDPROUDOFIT]

When my husband was laid off/retired, we took out Cobra - expensive, but do-able. It was good for 18 months and we were very aware that we could not let it lapse. Going without coverage for a specific amount of time would nullify the requirement that our new policy had to cover our pre-existing conditions. If we let it lapse, the new policy could and would exclude coverage of anything that happened prior. By maintaining constant coverage, we were able to get a new policy that covered all of our conditions.

It isn't fair to simply say, insurance companies won't cover people with pre-existing conditions or that they won't cover those particular conditions. Many times, it is simply up to the individual to do the responsible thing and keep coverage current.

Why don't we hear the insurance companies defend these positions? Where have they been throughout this whole debate?

[REPANDPROUDOFIT]

When my husband was laid off/retired, we took out Cobra - expensive, but do-able. It was good for 18 months and we were very aware that we could not let it lapse. Going without coverage for a specific amount of time would nullify the requirement that our new policy had to cover our pre-existing conditions. If we let it lapse, the new policy could and would exclude coverage of anything that happened prior. By maintaining constant coverage, we were able to get a new policy that covered all of our conditions.

It isn't fair to simply say, insurance companies won't cover people with pre-existing conditions or that they won't cover those particular conditions. Many times, it is simply up to the individual to do the responsible thing and keep coverage current.

Why don't we hear the insurance companies defend these positions? Where have they been throughout this whole debate?